California Insurance License Requirements
Agents & Brokers: Accident and Health Agent License Information
Qualifications include:
- Minimum Age of 18 years
- California residency is not required
- Individual and Business Entity may apply
Prelicensing Experience/Education:
1) Applicants must complete the required minimum of 20 hours of approved prelicensing study.
Exemptions: A new California resident applicant who had a current Accident and Health license in another state and completed 20 hours of prelicensing education for accident and health insurance in order to obtain that license, or an applicant holding either a Life Underwriter Training Council Fellowship (LUTCF) or Chartered Life Underwriter (CLU) designation, is exempt from the 20 hours of prelicensing education.
2) Applicants must also complete the required 12 hours of approved prelicensing study on ethics and the California Insurance Code.
If an applicant is applying for both the Fire and Casualty Broker-Agent license and the Accident and Health agent license, the applicant shall only be required to complete one 12-hour course on ethics and the California Insurance Code. See Section 1749(d) of the California Insurance Code.
Agents & Brokers: Fire and Casualty License Information
Qualifications include:
- Minimum Age of 18 years
- California residency is not required
- Individual and Business Entity may apply
Prelicensing Experience/Education:
1) Applicants must complete the required minimum of 40 hours of approved prelicensing study. Exemptions: A new California resident applicant who is currently licensed in another state and completed 40 hours of prelicensing education for casualty insurance in order to obtain that license, or an applicant holding any of the following designations: Accredited Advisor in Insurance (AAI), Chartered Property Casualty Underwriter (CPCU) or Certified Insurance Counselor (CIC) is exempt from the 40 hours of prelicensing education.
2) Applicants must complete the required 12 hours of approved prelicensing study on ethics and the California Insurance Code. Where an applicant seeks both the Broker-Agent license and the Life license, the applicant shall only be required to complete one 12 hour course on ethics and the California Insurance Code.
