Missouri Insurance License Requirements

Missouri Licensing Requirements

Applicants who wish to qualify as a Missouri resident insurance producer must:

  • Pass the required license examination(s)
  • Meet the minimum age requirement, which varies per license (see the table below);
  • Complete and submit the License Application form including the appropriate application fee
  • Ensure any required bonds, affidavits or assignments are filed

Nonresident license requirements

If you are not a Missouri resident and wish to apply for a Missouri license, you should contact the Department to determine the appropriate procedures and requirements.

The chart below lists the information for the various license types:

  • Educational and minimum age requirements;
  • Valid time period for licensure;
  • License fee; and
  • Renewal fee.

License Type

Education

Required

Minimum

Age

Valid

Period

License

Fee

Special

Requirement

Renewal

Fee

Producer

None

18

2 yrs

$100

None

$100; biennially

Surplus Lines Producer

None

18

1 yr

$100

Must hold a current MO Property and Casualty Producer License

$50; annually

Business Entity Producer License

None

2 yrs

$100

None

$100; biennially

Public Adjuster

None

18

1 yr

$100

$10,000 Bond required

$50; annually

Public Adjuster Solicitor

None

18

1 yr

$100

$1,000 Bond required

$50; annually

Bail Bond Agent

24 hours initial basic training

21

2 yrs

$150

$150; biennially

General Bail Bond Agent

24 hours initial basic training

21

2 yrs

$150

Specific affidavits and assignment of $10,000

$150; biennially

Surety Recovery Agent

24 hours initial basic training

21

2 yrs

$150

$150; biennially

For more information, contact the Missouri Department of Insurance, Financial Institutions, and Professional Registration at 573-751-4126 or visit their website:  http://insurance.mo.gov/

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Insurance License Information

It is important that you know that obtaining your Insurance license is not solely about taking the Insurance Licensing exam, and that the process is usually slightly different from state to state. Learn More Here

Types of Licenses

Regardless of your particular state laws, the majority of Insurance agents entering the industry today will pursue either the Life, Accident and Health type of license, or the Fire and Casualty license, or both. Learn More Here