Rhode Island Insurance License Requirements

Rhode Island Insurance Producer Licensing Instructions

**Applications can be submitted online at www.nipr.com.  All producers are strongly encouraged to apply online**

Resident Individual Checklist:
A completed NAIC Individual Uniform Application includes:

  • The passed exam results (a copy of the original is acceptable) Exam results are valid for a period of one year.
  • Pre-licensing class results (a copy of the original is acceptable)
  • Background report from the Rhode Island Attorney General’s office (a copy of the original is acceptable)
  • A check or money order in the amount of $120.00 made payable to the General Treasurer, State of Rhode Island

Non-Resident Individual Checklist:

  • Completed NAIC Individual Uniform Application
  • A check or money order in the amount of $130.00 made payable to the General Treasurer, State of Rhode Island

Prelicensing (Required for Residents)

  • All applicants must successfully complete a pre-licensing course. This course may be completed in either a classroom or through verifiable self study (including online courses).

The applicant must successfully complete twenty (20) hours of instruction for each of the four major lines of authority: (1) life (2) accident & health or sickness (3) property and (4) casualty.  This must include three (3) hours of relevant state law for each major line of authority.

  • The courses must be approved by the RI Insurance Division.
  • Pre-licensing courses are valid for a period of five (5) years.

Once all courses have been completed the applicant should then contact Pearson Vue at 1-800-274-3739 or by email at www.pearsonvue.com to make an appointment to sit for the Rhode Island State Producer Examination.

Information about exemptions to pre-licensing can be found at: http://www.dbr.state.ri.us/documents/divisions/insurance/licensing/insurance_producer/InsuranceProducerLicensingInstructions.pdf

Other Information:

Background Reports for Rhode Island Residents Only
All resident applicants must provide a background (BCI) report from the RI Attorney Generals office. The Attorney General’s office can be contacted at 401-274-4400 for further information.

Errors and Omissions for Residents
Rhode Island residents are required to carry and maintain errors and omissions insurance.

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Insurance License Information

It is important that you know that obtaining your Insurance license is not solely about taking the Insurance Licensing exam, and that the process is usually slightly different from state to state. Learn More Here

Types of Licenses

Regardless of your particular state laws, the majority of Insurance agents entering the industry today will pursue either the Life, Accident and Health type of license, or the Fire and Casualty license, or both. Learn More Here