Tennessee Insurance License Requirements
Anyone selling, soliciting or negotiating insurance in Tennessee is required to be licensed as an “Insurance Producerâ€.
General Requirements:
The applicant must:
- Be at least eighteen (18) years of age
- Reside in Tennessee
- Be trustworthy, competent, financially responsible, and have a good business reputation
In addition, applicants must complete a prelicensing course through an approved provider for each line of insurance for which an insurance license is requested. (A list of approved providers can be found at www.tn.gov/commerce/insurance under Downloadable Reports).
The minimum number of hours for each line are:
Lines of Insurance Number of Hours
Life                                                        20
Accident and Health                      20
Property                                             20
Casualty                                              20
Title                                                         5
Personal Lines                                 30
Application Procedure:
1. Complete Uniform Resident Producer Application (can be found at http://www.state.tn.us/commerce/insurance/documents/InsProducerExamPkt092408.pdf)
2. Complete prelicensing education requirements through an approved education provider for the each line of insurance for which an insurance license is requested. (Provider will complete prelicensing certification).
3. Contact Promissor at 800.274.4957 to schedule your examination
4. When you sit for your exam you will also submit your application materials and filing fee ($50.00) at the Promissor Testing Center.
5. Pass the required exam.
6. Once you pass the examination and the Tennessee Department of Commerce and Insurance has determined you met all other licensing requirements, you will be issued a license by the Department. The Tennessee Department of Commerce and Insurance makes the final decision as to whether an applicant shall receive a license under Tennessee Insurance Law. The producer shall not engage in the business of insurance until contracted by an insurer once a license is issued.
